M-Pesa Payment Integration

M-Pesa payment integration for websites, apps and business systems.

Accept payments through STK Push, track pending and successful transactions, handle callbacks and reconcile payments without chasing screenshots from customers at midnight.

View all solutions
STK PushDaraja APIKopoKopoCallbacks
Payment Gateway Console
Payment Flow Live Customer pays, system confirms, records update.
STK PushCallbacksWalletsReceipts
Payment automation

Let payments update your system automatically.

A strong payment integration reduces manual confirmations and helps your platform respond correctly when payments succeed, fail or remain pending.

STK Push Prompt customers to pay directly from their phone.
Callbacks Receive confirmation from the payment provider.
Records Track transaction status, references and reconciliation.
The problem

Manual payment confirmation wastes time and creates confusion.

01

Customers send payment screenshots that staff must verify manually.

02

Orders, wallets or subscriptions remain pending because payment records are not linked.

03

Failed, cancelled and successful payments are difficult to track clearly.

04

Management cannot easily reconcile payments against orders or client accounts.

The solution

A clean payment workflow connected to your system.

We integrate M-Pesa payment flows into websites, online stores, custom systems, mobile apps and SaaS platforms. Depending on your provider and business model, we can support STK Push, callbacks/webhooks, wallet top-ups, subscriptions, order payments, loan repayments and automatic status updates.

Key features

  • M-Pesa STK Push integration
  • Daraja API setup support
  • KopoKopo integration support
  • Payment callback and webhook handling
  • Pending, successful, failed and cancelled payment tracking
  • Order payment confirmation
  • Wallet top-up workflows
  • Subscription payment activation
  • Loan repayment recording
  • Payment receipt and reconciliation reports
Best for

Perfect for businesses that receive digital payments.

Whether you run an e-commerce site, SaaS platform, loan system or booking system, payments should update automatically.

E-commerce websites SaaS platforms Loan systems SACCO platforms Booking systems Digital product stores Marketplaces Membership platforms School portals Custom business systems
Benefits

Make payments easier to confirm, track and reconcile.

Good technology should make work clearer, safer and easier to manage.

Faster confirmation

Payments can update orders, wallets or subscriptions automatically after confirmation.

Cleaner records

Every transaction can be stored with amount, phone number, status, reference and timestamp.

Better customer experience

Customers can complete payments smoothly without sending screenshots manually.

Reduced staff workload

Your team spends less time checking messages and more time serving clients.

Integrations & reports

Payment flows that fit your platform.

We structure the integration around your business process: one-time payments, deposits, wallet top-ups, subscriptions, order checkout, invoices or loan repayments.

STK PushPrompt customers to pay directly from their phone.
CallbacksReceive payment status updates from the payment provider.
WalletsTop up client accounts and update balances automatically.
SubscriptionsActivate plans when successful payment is confirmed.
Useful reports can include:
  • Transaction report Shows all payment attempts with phone number, amount, reference, time and payment status.
  • Successful payments report Lists confirmed payments that can be matched to orders, wallets, invoices or accounts.
  • Failed payments report Shows payments that failed, timed out or were cancelled so follow-up is easier.
  • Pending payments report Displays payments started but not yet confirmed, useful for customer support.
  • Reconciliation report Helps compare system records against payment provider records for cleaner accounting.
  • Subscription activation report Shows plans or memberships activated after successful payment confirmation.
  • Wallet top-up report Tracks client wallet top-ups and balance changes over time.
Implementation

How we roll it out.

We keep the process structured, practical and friendly — no “tech people have disappeared” drama.

01

Assessment

We review your current setup, goals, environment, risks and the kind of support you need.

02

Setup & configuration

We install, integrate, configure or customize the solution based on your business requirements.

03

Training & support

We guide your team, test the setup and provide support after deployment.

FAQ

Questions clients often ask.

Can you integrate M-Pesa into an existing website?

Yes. We can review the existing website or system and advise the best integration approach.

Do you support STK Push?

Yes. We can implement STK Push workflows depending on the provider credentials and requirements.

Can payments activate subscriptions automatically?

Yes. We can configure payment callbacks to activate plans after successful confirmation.

Can the system track failed payments?

Yes. Failed, pending and successful payment statuses can be recorded for easier follow-up.

Let us handle it properly

Need M-Pesa connected to your platform?

Tell us what you are collecting payments for and we will recommend the right workflow.