Service detail

Payment & FinTech Integrations

Payment and FinTech integrations that help your website, app or system receive, verify and reconcile transactions properly.

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Service focus M-Pesa • Wallets • Subscriptions

M-Pesa STK Push, Daraja, KopoKopo, PayPal, wallet systems, subscriptions and reconciliation.

Who needs this?

Best for teams that want practical results, not technical confusion.

Use this service when you need a clear, professional and scalable way to improve how your business presents itself, operates or serves customers.

Businesses collecting online payments
SaaS platforms with subscriptions
Marketplaces handling orders
SACCOs, lenders and financial workflows
What can be included

Scope can be shaped around your exact need.

Not every project needs everything below. We help you choose what matters for your business, budget and timeline.

01 M-Pesa STK Push integration
02 KopoKopo integration patterns
03 Payment callback handling
04 Pending, success and failed payment records
05 Wallet and balance logic
06 Subscription activation
07 Payment reconciliation views
08 Secure config structure
Brands, platforms and tools

Common technologies and platforms we can work with.

Depending on the project, we can recommend and implement trusted tools, platforms and brands that fit your environment. These mentions are technology references, not claims of partnership unless explicitly stated.

Safaricom Daraja M-Pesa KopoKopo PayPal Flutterwave Pesapal Visa Mastercard cPanel MySQL
Technical capability

Tech stack, development platforms and implementation areas.

This helps you see the practical tools and platform types that may be involved in the work.

Tech stack

PHP API endpoints OAuth token generation STK Push requests Webhook/callback handlers MySQL payments table JSON raw responses Secure config files Subscription logic Wallet balance updates

Development platforms & frameworks

Safaricom Daraja KopoKopo Laravel Custom PHP Node.js PayPal Flutterwave Pesapal Stripe MySQL Postman Webhook APIs
Business value

What this service should help you achieve.

The goal is to make technology useful to your business, not just impressive on paper.

Automate payment confirmation
Reduce manual reconciliation
Support subscriptions and wallet balances
Create trustworthy checkout experiences
FAQs

Common questions before you start.

Can you integrate M-Pesa STK Push?

Yes. We can implement token generation, STK Push, callbacks and payment status records.

Can payments activate subscriptions automatically?

Yes. We can connect successful callbacks to activation, wallet top-up or order fulfilment.

Do you expose credentials in code?

No. We use config patterns and exclude live credentials from deployment bundles where needed.

Can you integrate KopoKopo?

Yes. We can work with KopoKopo STK Push, OAuth token generation and callback handling.

Can you build wallet balances?

Yes. Customer wallet top-ups, balances and transaction histories can be implemented.

Can failed payments be tracked?

Yes. Pending, successful and failed statuses can be stored for reconciliation.

Can payments connect to orders?

Yes. Payment callbacks can update orders, invoices, subscriptions or download links.

Can you integrate PayPal?

Yes. PayPal can be added for international or card-based payment workflows.

Can you test using sandbox credentials?

Yes. We can implement and test in sandbox where the provider supports it.

Can you add admin payment reports?

Yes. Payment lists, filters, exports and reconciliation views can be added.

Request this service

Need Payment & FinTech Integrations for your business?

Tell us what you want to achieve, what you currently have and how soon you want to start. We will guide you on the best next step.